North Carolina’s Legal-First Credit Repair FDCPA Collections FCRA Compliance Services Firm

Get mistakes removed. Get collectors off your back. Get your credit clean — the right way. Serving clients across Raleigh, Charlotte, Durham, Greensboro, Fayetteville, and all of North Carolina.

Deletions Secured

5000 +

Clients Served Since 2020

100 +

FCRA + FDCPA Compliant

North Carolina Consumer Experts

Disputes Backed by Licensed Attorneys

About Peoples Consulting

Most credit repair companies send out template letters and hope the bureaus respond.

We don’t gamble with your future.

Peoples Consulting uses federal consumer laws, North Carolina statutes, and attorney-backed escalation to enforce your rights and permanently remove inaccurate information.

If a creditor or bureau violates the FCRA, we don’t let it slide — we hold them accountable.

North Carolina Specific Expertise

You Have More Rights in North Carolina Than You Think

NC has some of the strongest consumer credit protections in the country — but most residents have no idea how to use them.

We specialize in the laws that protect people specifically in North Carolina, including:

NC Fair Debt Collection Practices
NC Identity Theft Protection Act
NC Consumer Economic Protections
Statutes governing reporting, collections, and reinsertion

If anyone is reporting inaccurate or outdated information, they’re violating both federal and state law — and we pursue full compliance on your behalf.

Our Core Services

Everything we offer is rooted in compliance, accuracy, law, and results

Full-Scale Credit Report Audit

Identify every FCRA and NC state violation holding your score back.

Legal Dispute Preparation

Custom evidence packets built to trigger real investigations.

Attorney-Supported Escalation

When creditors don’t comply, we enforce your rights.

Negative Item Deletion

Collections, charge-offs, inquiries, late payments, and more — removed legally.

Streamlined Case Management

Transparent tracking, consistent updates, complete documentation.

Credit Rebuilding + Optimization

Reestablish positive credit the right way — fast and sustainably.

What Our Clients Say

Real experiences from clients we’ve helped successfully

“The guidance I received was invaluable. Their legal advice coupled with credit repair helped me secure a loan that I thought was out of reach.”

Megan Williams

42 years old, Charlotte

“Working with this team was a game changer for my financial situation. Their support and expertise made the entire process straightforward.”

Laura Bennett

29 years old, Raleigh

“Thanks to their advice, I managed to improve my credit score significantly. I can finally buy my first house!”

Chris Johnson

36 years old, Durham

Transform Your Credit Today